I have to agree, she is a beautiful girl....but back to the photography :-).
I agree about #5, that is an edited picture too.
The original way i took that picture was at 1/100th shutter with fill flash, and an aperture of f/11, with an exposure compensation of -2/3 to make sure she was properly exposed. This was still to fast to blur the water the wayi wanted it to.
I went in and used the quickmask feature in PS to seperate the background and her, i also did NOT include the rock in front of her in the selection. Once i had the water selected i added a gaussian blur. I guess i will have to add more of the blur to it :-).
thanks for the comments