FZ20 is my second digital....first was a Sony DSC-S30. Took some nice shots with tha camera, but I don't know how I could survive without the great 12x zoom lens of the FZ20. And...I wouldn't buy another camera for indoor flash without the ability to to use an auxillary flash.
Even if I eventually get a digital SLR, I don't think I'd part with my FZ20 as their are times when you want to travel light, and you can do a lot with the Panasonic without having tons of gear along.
And, my wife is learning a lot from using her FZ1....only a matter of time before she'll want something better. Will that be an opportunity to have her use the FZ20 and I'll get the SLR?????????