yes. it is 85% photographer 15% camera.
now as an addendum to that. how big do you want to make the images? there will be limits to that.
if we are talking the difference in the camera capabilities there are more the subtle control differences between a Dslr and a Digicam type camera. both will produce a excellent quality image when used in the parameters of there design. the versatility and overall creative capability control goes to the Dslr though. but then it goes back to the ability of the photographers ability to use that power to create the image he/she wishes.