Well at the moment I was looking to go with the s3IS with adapter tube, uv filter, Linear Polarizer, Macro lens, and telephoto lens. And later on a wide angle lens. So with that said, that price would probably bring me close to the price of alot of DSLRs with kit lens. From reading up and doing a lil reseach, it seems that the 18-55 kit lens would be good start for what I want to shoot. And also going with the 50-200mm lens.
So pretty much my budget would be for the body with kit lens, and adding the 50-200mm lens for now. :O