I say look at the feature set of the 3000 and 3020 and decide if you mind the differences. From what I have seen, the 3020 lacks the external flash port and the remote control.
You have a price point from the OLY web site and you can search e-bay for the 3020 price. Your friend may have accessories that she would throw in makeingthe deal better.
[Edited on 9-5-2002 by Michael_Adkins]