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Old Sep 17, 2003, 12:44 PM   #1
Shu
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Default Insurance on new camera

I'm about to purchase a new Canon EOS10D and since this is
the most costly camera so far, should I purchase camera
insurance at my local Ritz Store......they will be pushing for it,
I'm sure. Thanks for your input. Shu
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Old Sep 17, 2003, 2:21 PM   #2
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Personally, I put my camera equipement (all of it!) on my home owners insurance. If you are renting, you might be able to put it on a renters insurance policy.

The reson they push the insurance is because it is profitable. Some use it, so it can be helpful. But if they had to pay out often they'd loose money and wouldn't offer it.

Eric
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Old Sep 22, 2003, 9:35 PM   #3
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You might want to think twice about adding your camera gear
to your homeowers policy. It "was" a good idea, but these
days insurance companies will cancel your homeowners insurance
at the drop of a hat. It could very well put your home ownership
in danger if you lost your camera. Check out the Nataional
Assoc. of Nature Photographers. They have a plan that will
probably be a little more expensive, but it won't endanger
your homeowners insurance
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Old Sep 22, 2003, 10:38 PM   #4
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that insurance is probably just and extended warranty extacly the same as the 1 year manufacturers warranty that came with the camera
i'd get it $50 for 2 extra years is a good thing for me cuz im not a serious pro photographer
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Old Sep 22, 2003, 11:24 PM   #5
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alund

Interesting. I knew they could be bad, but I thought it was over things like water damage from an overflowed tub. Things that range in the 10 thousand+ range.

It is a very interesting idea, though. Something to think about and talk over.

Eric
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Old Sep 23, 2003, 8:54 AM   #6
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my home owners ins covered damage to some of my F4 components in the basement when a pipe cut loose and emptied itself into the storage box they were in along with the 3 inches of water in the basement. it was a non issue for them(my insurance company). they even offered to get some drying equipment (fans/dehumidifiers)in to help clean up.
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Old Sep 26, 2003, 10:08 PM   #7
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Default Ritz Extended Warranty

I just bought a D100 from Ritz. And the salesperson thought of every excuse and reason why I should spend another US$500.00 on "their" warranty. The more she talked, the more I knew I wasn't buying it. Plus the sales staff gets a commision on selling the warranty. I figure if anything goes wrong with the camera, it'll be in the first few months, which Nikons warranty will cover. To this day, the camera is flawless. My advise, spend the money on something else.
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Old Sep 27, 2003, 2:07 AM   #8
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$500 !!?!?!?!?!?!?
im gonna spend 50 for and extra 2 years
how many years for 500?
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Old Sep 27, 2003, 10:28 PM   #9
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Default Yep!!!

You read correctly RSD, Thats US$500.00. For 3 years!! I was told that if I even left the camera on the car roof and drove away smashing to bits, the camera was covered. I'm not that stupid to leave a US$1700 camera on my car roof!!! I know there's a sucker born every minute, the sucker must have been born right before or after me! :lol:
Had it only cost around $50, I might have thought about it.
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Old Sep 28, 2003, 12:56 AM   #10
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thats great coverage but for 500 its a ripoff $100 wouldnt be too bad but hey, at the end of the 3 years u could put it on your car and drive off smashing it into bits and get a new one
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