Finepix 2800z not recognizing card. Frustrated. Help pleas

[Bryansan]

Ive had this camera for a year or two and have never had a problem with it until now. I have a 64 and a 16 mb card(s) and neither of them work, as of today. Both have different errors. One says card error, and the other says failed to initilie. A buddy of mine refered me to this site, and I hope im posting in the right forum. I heard that I can format the card, but cant find instructions on how to do that. Anything helps. Thanks everyone.



-Bryan