I started looking for a camera a few weeks ago and stumbled accroos this site. I have used it ever since and now that I have ordered a Panasonic FZ20 I would like to thank you all and especially the site for the help.
I ran into the FZ3 vs S1 IS "issue" too I went with the S1 IS but it was a tough one... FZ20 was out of my price range but if I was spending more I probably would have gone for that.