Thank you all for the response. I finally bought a Samsung GX-1S. I saved at least C$400, if I have had to*buy D40x, Xti or E-510. The GX-1S was 50% off, coz the store had to clean up the old stock or something.
Of course, it's an entry level SLR, and only 6.1MP, but it's my first SLR. Maybe in a year or so, I'll switch to a greater SLR once I major the technic and stuff.
Good choice, literally millions of lenses to choose from.